54th Street is an Affordable Ownership Opportunity. An affordability covenant and maximum income limits apply. Purchasers must have a minimum household size of 3 and household income between 30-80% MFI. Family size Minimum income (30% of MFI) Maximum income (80% of MFI) 3 $44,300 $118,008 4 $49,200 $131,120 5 $53,150 $141,610 6 $57,150 $152,099 7 $61,010 $162,589 Purchasers must meet all of the following First-time homebuyer; no real estate ownership in the last 3 years. Minimum household size of 3. No household member may be on the sex offender registry. Primary residency, or at least one applicant with full-time employment for 12 months or more, in DC, Alexandria, Falls Church, Fairfax, Fairfax County, or Arlington County. Total household income must fall between 30-80% MFI as defined annually by HUD; the source page notes the 2025 limit was $154,700. Applicants must meet at least one need-based requirement Unsafe surrounding environment. Temporary housing. Subsidized housing or housing voucher participation. Overcrowding. Rent burden, meaning more than 30% of monthly income paid toward rent. Heating, electrical, plumbing, or structural deficiencies. Ability to pay For wage or salary income, 2-year work history with at least 6 months at the current employer; employment gaps must be explained. For self-employment, 2 years of documented stable income, with the last 6 months in the same line of work. Income must reasonably be expected to continue for 3 years or more. Credit reports must be free of unpaid collections, judgments, and liens. No bankruptcy in the last 3 years and no foreclosure in the last 7 years. Tri-merge middle credit score of 620 or higher. Must qualify for non-subprime or approved alternative third-party financing. Total debt-to-income ratio, including the new housing cost, must be under 43% of monthly income. Must show at least $2,000 in current bank statements, no overdrafts in the last two months, and bank statements or proof of assets not exceeding 10% of fair market value.

Steps To Buy 54th Street Watch Orientation Video & Review Eligibility Requirements. Review the 54th Street orientation video and purchaser qualifications. View the unit. Meet with the Habitat DC-NOVA team to see the home and ask questions about the unit and homeownership program. Open houses. The source listing shows open houses on Sunday, May 10, 2026 from 1:00-3:00pm and Sunday, May 17, 2026 from 1:00-3:00pm. Complete Habitat DC-NOVA Application. Download the HFH DC-NOVA Homeownership Application. Obtain pre-approval. Applications are processed when fully complete; buyers are encouraged to obtain pre-approval from a lending institution. Complete education and partnership requirements. Habitat homebuyers complete financial education and volunteer/sweat equity hours as part of the program. Questions? Email Eli Echavarria, Family Services Coordinator, at eli.echavarria@habitatdcnova.org and reference 54th Street.

227 54th Street NE, Washington, DC 20019

Currently accepting applications.

$299,000

Affordability covenant and maximum income limits apply. Minimum household size is 3, and income must be within the 30-80% MFI range.

3 Bedrooms

1 Bathrooms

1,476 Square Feet

Property Information

Welcome to 54th Street, an affordable, refurbished single-family townhome opportunity in DC. Located in Grant Park, this 3-bedroom, 1 bathroom home features a new HVAC system, kitchen countertop and cabinets, appliances, and flooring! Enjoy comfort, style, and affordability in this vibrant DC community.

Located in Grant Park, this single-family refurbished townhome has access to various schools, markets, parks and more. Habitat was able to renovate this home that is already in a prime location with the Capital Heights Metro within a mile. This house can accommodate between 3-7 people, at the 30-80% MFI range. This home also comes with a parking space in the rear.

FAQs

Who Can Qualify

54th Street is an Affordable Ownership Opportunity. An affordability covenant and maximum income limits apply. Purchasers must have a minimum household size of 3 and household income between 30-80% MFI.

Family size	Minimum income (30% of MFI)	Maximum income (80% of MFI)
3	$44,300	$118,008
4	$49,200	$131,120
5	$53,150	$141,610
6	$57,150	$152,099
7	$61,010	$162,589

Purchasers must meet all of the following

First-time homebuyer; no real estate ownership in the last 3 years.
Minimum household size of 3.
No household member may be on the sex offender registry.
Primary residency, or at least one applicant with full-time employment for 12 months or more, in DC, Alexandria, Falls Church, Fairfax, Fairfax County, or Arlington County.
Total household income must fall between 30-80% MFI as defined annually by HUD; the source page notes the 2025 limit was $154,700.

Applicants must meet at least one need-based requirement

Unsafe surrounding environment.
Temporary housing.
Subsidized housing or housing voucher participation.
Overcrowding.
Rent burden, meaning more than 30% of monthly income paid toward rent.
Heating, electrical, plumbing, or structural deficiencies.

Ability to pay

For wage or salary income, 2-year work history with at least 6 months at the current employer; employment gaps must be explained.
For self-employment, 2 years of documented stable income, with the last 6 months in the same line of work.
Income must reasonably be expected to continue for 3 years or more.
Credit reports must be free of unpaid collections, judgments, and liens.
No bankruptcy in the last 3 years and no foreclosure in the last 7 years.
Tri-merge middle credit score of 620 or higher.
Must qualify for non-subprime or approved alternative third-party financing.
Total debt-to-income ratio, including the new housing cost, must be under 43% of monthly income.
Must show at least $2,000 in current bank statements, no overdrafts in the last two months, and bank statements or proof of assets not exceeding 10% of fair market value.

How to Apply

Steps To Buy 54th Street

Watch Orientation Video & Review Eligibility Requirements. Review the 54th Street orientation video and purchaser qualifications.
View the unit. Meet with the Habitat DC-NOVA team to see the home and ask questions about the unit and homeownership program.
Open houses. The source listing shows open houses on Sunday, May 10, 2026 from 1:00-3:00pm and Sunday, May 17, 2026 from 1:00-3:00pm.
Complete Habitat DC-NOVA Application. Download the HFH DC-NOVA Homeownership Application.
Obtain pre-approval. Applications are processed when fully complete; buyers are encouraged to obtain pre-approval from a lending institution.
Complete education and partnership requirements. Habitat homebuyers complete financial education and volunteer/sweat equity hours as part of the program.
Questions? Email Eli Echavarria, Family Services Coordinator, at eli.echavarria@habitatdcnova.org and reference 54th Street.

Refurbished single-family townhome in Grant Park.
3 bedrooms, 1 bathroom, and 1,476 square feet.
Located near schools, markets, parks, and Capital Heights Metro within a mile.
Renovated systems and finishes include new HVAC, updated kitchen countertop and cabinets, appliances, and flooring.
Rear parking space included.
Affordability covenant and maximum income limits apply.
Habitat DC-NOVA affordable homeownership opportunity.
Source listing: 54th Street – Single Family Home.

Contact:

Eli Echavarria
Family Services Coordinator
eli.echavarria@habitatdcnova.org