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1900 18th Street SE, Washington, DC 20020

  • For Sale
  • Single Family Residence
  • 1900 18th Street SE Washington, DC 20020

Habitat DC-NOVA is offering qualified buyers a 0% interest mortgage for this property.

Currently accepting applications for June 30 closing

1900 18th Street SE affordable townhome exterior
1900 18th Street SE living room
1900 18th Street SE bedroom
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$325,000

Affordability covenant and maximum income limits apply. Purchasers must meet Habitat DC-NOVA homeownership requirements.

2 Bedrooms
2.5 Bathrooms
1,080 Square Feet

Property Information

Welcome to 18th Street, an affordable, refurbished single-family townhome opportunity in DC. Located in Historic Anacostia, this 2-bedroom, 2.5 bathroom home sits on a corner lot and features a finished basement and recently renovated modern kitchen and bedroom.

Neighborhood features include being in walking distance to downtown Anacostia, the Anacostia park, library, and steps from major bus lines.

This affordable ownership opportunity is offered in partnership with Habitat for Humanity and Douglass Community Land Trust. Sold below market rate to income-qualified buyers through Habitat’s first-time homebuyer program, this home is kept affordable for generations via Douglass CLT.

Enjoy comfort, style, and affordability in this vibrant DC community. Public listing records identify the home as approximately 1,080 square feet.

FAQs

18th Street is an Affordable Ownership Opportunity. This house in the community has an affordability covenant, and maximum income limits apply. To qualify for purchasing these properties, a minimum family size of two and a median family income (MFI) of 30-80% are required.

Family size Minimum income (30% of MFI) Maximum income (80% of MFI)
2 $39,400 $91,784
3 $44,300 $118,008
4 $49,200 $131,120

Purchaser Qualifications

  • Applicant must be a first-time homebuyer and must not have owned real estate within the past 3 years.
  • Minimum household size of 2.
  • No member of the household may be listed on the sex offender registry.
  • Applicant must use the home as a primary residence. At least one applicant must have primary residency or full-time employment for the past 12 months or more in Washington, DC, Alexandria, Falls Church, Fairfax, Fairfax County, or Arlington County.
  • Total household income must be between 30-80% MFI and within Habitat DC-NOVA limits.

Need-based Requirements

  • Currently living in an unsafe surrounding environment.
  • Residing in temporary housing.
  • Living in subsidized housing or participating in a voucher program.
  • Overcrowding.
  • Rent burden, meaning more than 30% of monthly income is used for rent.
  • Heating, electrical, plumbing, or structural deficiencies.

Ability-to-pay Requirements

  • Wage or salary applicants should have a 2-year work history, including at least 6 months with the current employer, with gaps explained.
  • Self-employed applicants should have 2 years of documented stable income with the last 6 months in the same line of work.
  • Income should be expected to continue for at least 3 years.
  • Credit reports should be free of unpaid collections, judgments, and liens.
  • No bankruptcy within the past 3 years and no foreclosure within the past 7 years.
  • Tri-Merge middle credit score of 620 or higher.
  • Applicant must qualify for non-subprime or approved alternative third-party financing.
  • Total debt-to-income ratio, including the new housing cost, should be below 43%.
  • Applicant should show at least $2,000 in current bank statements, have no overdrafts in the last two months, and not have assets greater than 10% of the home’s fair market value.

Willingness to Partner

  • Applicants must demonstrate a willingness to partner with Habitat DC-NOVA through the homeownership process.
  • Homebuyers complete required financial education as part of the Habitat DC-NOVA program.
  • Homebuyers complete volunteer/sweat equity hours helping to build their Habitat home and the homes of their neighbors.

Steps To Buy 18th Street

  1. Review Eligibility Requirements. Review the qualifications for the home at 18th Street and the Habitat DC-NOVA Homeownership Program Requirements.
  2. View the unit. Meet with the Habitat DC-NOVA team to see the unit and ask questions about the home and the Habitat DC-NOVA homeownership program. The Habitat events page lists an open house on Sunday, May 17, 2026 at 1:00pm, with visitors invited to stop by between 1:00-3:00pm at 1900 18th Street SE Washington, DC 20020.
  3. Complete Habitat DC-NOVA Application. Submit the Habitat DC-NOVA Homeowner Application.
  4. Submit a complete application package. Applications are accepted on a first come, first serve basis. Applications are processed when fully complete.
  5. Obtain pre-approval. If you are ready to start the application process, Habitat encourages you to obtain a pre-approval from a lending institution. You may use any lender, and Habitat can connect you to its network of lenders as well.
  6. Complete program requirements. Habitat DC-NOVA homebuyers complete required financial education and volunteer/sweat equity requirements as part of the homeownership process.
  7. Contact Eli Echavarria. For questions, email Eli.Echavarria@habitatdcnova.org and reference 18th Street.
  • Refurbished single-family townhome in Historic Anacostia.
  • 2 bedrooms, 2.5 bathrooms, and approximately 1,080 square feet.
  • Corner lot with a finished basement.
  • Recently renovated modern kitchen and bedroom.
  • Walking distance to downtown Anacostia, Anacostia Park, the library, and steps from major bus lines.
  • Affordable ownership opportunity offered in partnership with Habitat for Humanity and Douglass Community Land Trust.
  • Sold below market rate to income-qualified buyers through Habitat’s first-time homebuyer program.
  • Kept affordable for generations via Douglass CLT.
  • Affordability covenant and maximum income limits apply.
Program Requirements
Apply Now
Property Website

Contact:

Eli Echavarria
Family Services Coordinator
Eli.Echavarria@habitatdcnova.org