Limited Equity Co-ops offer an affordable, community-led path to ownership. Residents share ownership of the building and make decisions together — keeping monthly costs low and homes permanently affordable.
Your interest form is not complete without a pre-approval letter.
Only applicants who upload their mortgage pre-qualification will be contacted to advance in the process.
How to Apply
1
Attend an Information Session
Join a CLT orientation to learn how our program works, what’s required to qualify, and what to expect as a homeowner.
2
Submit an Application
Complete the application and upload your required documents. We'll confirm your eligibility and keep you informed.
3
Selection Process
When a home becomes available, qualified applicants will be contacted to move forward with matching and next steps.
Affordability & Area Median Income (AMI)
Understanding your eligibility for our housing programs starts with knowing the Area Median Income (AMI). This figure, set annually by HUD, helps determine if you qualify for affordable housing options.